Buying a brand-new home in Oklahoma City can feel like a dream come true—no previous owners,

the latest finishes, and the chance to customize your space. But before you sign on the dotted line,

it’s crucial to understand that new construction doesn’t always mean worry-free. In fact, there are unique challenges that buyers should be prepared for. Here’s what you need to know to protect your investment

and ensure a smooth process.

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1. Builder Reputation Matters More Than You Think

Not all builders are created equal. In the Oklahoma City metro, there’s a wide range of builders—some with stellar track records and others who cut corners. Before committing, research your builder’s reputation.

Check reviews, visit previous communities, and speak with past buyers about their experiences. A few hours

of research can save you years of headaches.

2. “Included Features” vs. “Upgrades”

Model homes are designed to impress. They’re often filled with premium finishes and features that

aren’t standard. Ask your builder for a detailed list of what’s included in the base price versus what’s considered an upgrade. This will help you avoid sticker shock later when you discover that the flooring, countertops,

or fixtures you fell in love with cost extra.

3. Understanding the Warranty

Most new homes come with some type of builder warranty, but not all warranties are created equal. Some cover only major structural issues, while others may include workmanship or systems for a limited time. Ask for a copy of the warranty and review it carefully to understand what’s covered, what’s excluded, and for how long.

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4. The Importance of Independent Inspections

It’s a common misconception that new construction homes don’t need inspections. In reality, mistakes can

(and do) happen. Hiring an independent home inspector at key stages—such as before drywall goes up and

at final walk-through—can identify issues before they become costly problems.

5. HOA Rules and Community Restrictions

Many new neighborhoods in OKC come with homeowner associations (HOAs). While HOAs can keep communities looking nice, they also come with rules, fees, and restrictions. Make sure you understand the bylaws and monthly dues before you buy—especially if you plan on parking an RV, adding a shed, or renting out

your home.

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6. Construction Timelines Can Shift

Supply chain delays, weather, and labor shortages can all affect your closing date. Ask the builder for a realistic timeline, but also be prepared for changes. If you’re selling your current home or coordinating a move, build

in a buffer so you’re not left scrambling.

7. Financing and Incentives

Builders often have “preferred lenders” and may offer incentives like rate buy-downs or closing cost assistance. While these can be attractive, compare the builder’s offer with other lenders to ensure you’re getting the best deal. For veterans using VA benefits, some builders in the OKC area go above and beyond to cover closing costs or offer special perks—don’t be afraid to ask.

The Bottom Line

New construction can be an incredible way to get a home tailored to your tastes, but it’s not without its pitfalls. By doing your homework—researching builders, reading the fine print, and hiring your own inspector

—you’ll protect your investment and move into your dream home with confidence.

If you’re a veteran buyer, remember that your VA benefits can work seamlessly with new construction purchases. Partnering with a local real estate professional familiar with VA loans can help you navigate builder incentives

and ensure you maximize your benefits.